Frequently Asked Questions

Kadamba My Money, is a financial services company aiming to deliver innovative and competitive financial services to the needy with high operational efficiency and integrity. It focuses on fiscal inclusion for the common man.

The origins of Kadamba My Money date back to 1995 when it was established as Shalmala Finance Limited. In August 2018, it was taken over by the Kadamba Group and renamed Kadamba My Money Limited.

The primary goal of Kadamba My Money is to deliver cost-effective financial products and services with the aim of fiscal inclusion of the common man. This includes funding self-employed individuals, micro-financing self-help groups, and providing skill advancement for students

The core values of Kadamba My Money are:

• Flexibility: Delivering services with multi-dimensional options tailored to specific client requirements.
• Holistic Financing:Enabling inclusive socioeconomic development. specific client requirements.
• Credibility:Offering competitive interest rates by passing efficiency benefits to customers. specific client requirements.
• Technological Advancement: Blending data-driven, technology-enabled efficiency with ground programs to enhance skills and productivity.

The "people first" approach of Kadamba My Money focuses on prioritizing the needs of the people it serves. This philosophy drives the company to engage in funding self-employed individuals, micro-financing self- help groups, and assisting students with skill advancement programs, all aimed at empowering the common man and making him financially inclusive.

The "Skill Advance" program is an initiative by Kadamba My Money to assist students by providing them with advanced skills training coupled with placement assistance, ensuring they have the necessary skills and opportunities for employment.

Kadamba My Money ensures operational efficiency by leveraging data-driven, technology-enabled approaches alongside on-the-ground programs. This blend enhances skills and productivity in the communities it serves while maintaining high operational standards.

Kadamba My Money provides a range of business loans, including short-term and long-term loans, secured and unsecured loans, depending on the client's business model. In addition to financial assistance, Kadamba offers an integrated business platform to explore investment opportunities, bridge marketing solutions, and provide necessary support.

Kadamba My Money offers comprehensive forex services, including handling foreign inward remittances, outward remittances, buying and selling foreign currencies, and providing Forex Travel Cards. Specific services under outward remittances include:

• Private visits
• Business visits
• Education
• Medical treatment
• Emigration
• Employment
• Film shooting
• Visa fees
• Remittances for tour operators to overseas agents
• Participation fees for global conferences/training
• Remittances for university payments abroad
• Skills/credential assessment fees for migrants
• Processing/registration fees for governments
• Registration fees for international organizations

Kadamba My Money operates from Monday to Saturday, 9:30 AM to 6:30 PM. The office is closed on Sundays.

You can contact Kadamba My Money at the following:

• Corporate Office:#740, 2nd Floor, 10th Main, 33rd Cross, Jayanagar, Bengaluru - 560011
• Phone:+91-9620439307, +91-9590115115
• Email:directormm@kadambamail.com