Micro Finance

KADAMBA focus is reaching out to the unbanked and providing financial services to both men and women entrepreneurs belonging to the economically and socially deprived section of the society. Our responsibilities are not restricted merely to financial support but also to acquaint the clients to manage their financials by disseminating Financial Literacy to them.  We believe that the participation of the private sector in social development can ensure transparency in governance, which is essential for transformation in the grassroots level.

Kadamba provides microfinance services like micro loans, credit linked insurance, etc to the customers door step.

Kadamba, believes that the way forward lies in microfinance which empowers individuals and enriches communities. By alleviating financial stress among the poor and offering an opportunity for income-generation, it helps improve the quality of life. The micro loans can be used to pay off outstanding debts borrowed from local money lenders at very high interest rates, start small businesses, pay educational expenses and for emergency health services, which are the primary requirements of the people we cater to.

The broad objectives of Kadamba Microfinance are:

  1. 1. To foster innovative business practices and to form the bridge between ideation and achievement.
  2. To work with the poor in India who are creative entrepreneurs, value-demanding consumers and innovative business partners, by means of microfinance model leading to the creation of businesses and markets to the poor communities in India.
  3. 3.To provide both financial and non-financial assistance to the economically poor to improve their standard of living.
  4. 4.To offer manpower training, and industry-specific vocational training programs.
  5. 5.To engage in private-public partnerships in rural and urban markets with a focus on supplementing income generation activities with the application of appropriate technology.